Lifestyle

Metrobank is giving two of its well-loved credit cards a stylish refresh. The Metrobank M Free Mastercard® and Metrobank Cashback Visa now come with updated designs while keeping the benefits cardholders have come to enjoy.

The M Free Mastercard® continues to come with no annual fee for life, while the Metrobank Cashback Visa offers cardholders:

• 5% rebates on groceries and telco spend
• 2% rebate on all other retail purchases
• Up to ₱12,000 in rebates every year

Be one of the first to get your hands on Metrobank’s refreshed card designs by applying through the Metrobank credit card application page today.

Please note that some Metrobank pages may still feature the previous card designs. Once approved, applicants will receive the latest card designs.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP)

To know more and get the latest on Metrobank, visit our website, https://www.metrobank.com.ph/home and follow our official social media pages on Facebook, X, Instagram, and Tiktok.

Every promise begins with love.

Whether it’s helping our children pursue their dreams, giving our parents a healthier and more financially secure future, or building a life of happiness and stability with our partners, every promise we make comes from our desire to give our loved ones a more comfortable and brighter future.

The road to fulfilling these promises may not always be easy. But through consistent effort, thoughtful planning, and the right support, we can turn these promises into meaningful realities.

This idea underpins Pru Life UK’s parent company, Prudential plc’s new regional marketing campaign, Promises, made real, rolled out in eight markets across Asia, including the Philippines.

As the world continues to evolve, so do our hopes and aspirations for the people who matter to us. Through this initiative, Pru Life UK underscores its commitment to bringing every Filipino’s promise to life, helping them fulfill their dreams and build the future they envision for the people they love.

“Promises, made real captures Pru Life UK’s commitment to supporting millions of Filipinos in fulfilling their promises to their loved ones. Backed by solutions that address evolving needs, this campaign solidifies our dedication to creating lasting value that help every Filipino achieve their goals through every stage of life,” said Kathryn Cajucom, Vice President and Head of Brand and Integrated Marketing Communications of Pru Life UK.

With a 30-year legacy in the Philippines, Pru Life UK has demonstrated its role as a trusted partner of Filipinos in navigating life’s unexpected turns and in building a brighter future.

Through its innovative and reliable insurance solutions, Pru Life UK has been providing the necessary support that allows Filipinos to take meaningful steps to turn their promises into reality.

A testament to this commitment, Pru Life UK fulfilled Php 2.86 billion in total claims and benefits across 13,599 approved claims in 2025.¹ These figures underscore not only the scale of financial protection it extended to Filipinos, but also the many promises made real and lives made more secure.

“With the launch of Promises, made real, Pru Life UK strengthens our commitment to empowering Filipinos to move ahead with confidence and peace of mind. It also amplifies our message that they can always Count on PRU as they navigate major life decisions,” said Cajucom.

Alongside the launch of Promises, made real, Pru Life UK also released a short film highlighting the meaningful promises people make to their loved ones and the journey of turning those promises into reality.

To learn more about Promises, made real, visit Pru Life UK’s official website and social media channels.

¹ Pru Life UK 2025 Claims Report

Pru Life UK is headquartered in 9/F Uptown Place Tower 1,1 East 11th Drive, Uptown Bonifacio, Taguig City 1634, Metro Manila, Philippines. Its main customer centre is located in G/F Cluster 2, Uptown Parade, Megaworld Blvd. corner 36th street Uptown Bonifacio, Taguig City 1634, Metro Manila, Philippines. Its customer centre contact details are: +63 (2) 88875433 (within Metro Manila) and 1-800-107785465 (for domestic toll-free via PLDT landline), email: [email protected].

The PRU customer centre processes customer concerns based on applicable timelines provided by the law. Visit www.prulifeuk.com.ph/en/contact-us/ for the list of its branches and more information.

The Insurance Commission’s head office is located in 1071 United Nations Avenue Ermita, Manila, Philippines. Their Cebu District office is located at Unit 17, Ground and Second Floors, The Gallery, Pope John Paul II Avenue, Barangay Kasambagan, Cebu City, while their Davao District office is in Door 2 & 3, 3rd Floor of YAP Building Quimpo Boulevard, Ecoland, Davao City. Visit www.insurance.gov.ph/contact-us/ for more information.

Notes:

*New Business Annual Premium Equivalent (NBAPE) – premium for a new policy paid in a year 

Please use “Pru Life UK” when referring to the company.

Global oral care brand usmile is redefining everyday dental hygiene for Filipinos by expanding its presence in the Philippines with smart, clinically backed devices that help prevent oral health issues before they develop. By putting preventive care at the center of its mission, the brand encourages consumers to adopt healthier habits and make informed choices for better oral health.

Recognized as a leading name in oral care across the region, usmile continues to advance dental wellness through innovative technologies that help minimize the risk of oral diseases while promoting healthier smiles for users worldwide.

Encouraging Proactive Dental Wellness in the Philippines

In a country widely recognized as a cheerful nation, smiling is a cultural gesture in the Philippines, serving as a universal language communicating warmth, trust, and community. However, despite the value placed on smiles, oral health remains a significant challenge across the country.

For many Filipino families, the dentist’s chair is often a last resort, waiting until a toothache becomes unbearable before seeking help. Data from the Department of Health (DOH) indicate that 92.4% of the population has tooth decay, and 78% have gum disease.

Aligned with its “prevention over treatment” philosophy, usmile is committed to building healthier dental wellness in the Philippines by encouraging Filipinos to take a proactive approach to their oral health. By making advanced oral care technology more accessible, the brand aims to help more users establish better dental habits and reduce the risk of oral health concerns before they require costly treatments.

Through these efforts, the brand empowers users to navigate their day-to-day lives with a healthy and confident smile.

More than a Decade of Clinical-Grade Prevention

Since its founding in 2015, usmile has spent more than a decade developing smart oral care technologies. Today, it is trusted by over 86 million users in 30 countries, supported by rigorous clinical tests.

Through ongoing collaboration with dentists, oral health experts, and research institutions, usmile turns complex dental science into safe, efficient, and practical solutions for everyday use.

These include targeted formulas for teeth whitening toothpastes, highlighted by Optical White, which recently sold over 100,000 units in a single month. The lineup is completed by three other specialized types: Strength White, Fresh White, and Repair White. It also includes twin-line dental floss picks and water flossers with precision pulse technology. These innovations are engineered to prevent common concerns like cavities, gum disease, and plaque buildup.

Since officially entering the Philippine market in February, usmile has steadily built momentum, becoming one of the top-performing toothpaste brands on TikTok Shop. Its growing success reflects the brand’s strong performance in Malaysia, Thailand, and Indonesia, where it recently earned the leading position in the premium oral care category and received the 2026 EPIC Award for Breakthrough Brand in E-commerce.

Take a proactive approach to oral health with usmile’s range of smart dental care products, including water flossers, whitening toothpaste, and other everyday oral care essentials. The collection is available through TikTok Shop and Shopee. Stay updated on the latest product launches and news by following usmile onTikTok, Instagram, and Facebook, or visit its official website usmile.com to learn more.

Justine Nycole Abad, Metrobank Brand Development Officer, discusses financial mindfulness, scam awareness, and the influence of social media on money decisions as she introduces students to Earnest, Metrobank’s online financial guide, during the Moneygurado Campus Series at CEU Manila.

As social media algorithms continue to shape the way young Filipinos shop, save, and manage their finances, Metrobank is encouraging students to be more intentional not only with their spending but also with the digital content they engage with, recognizing its influence on everyday financial choices.

Metrobank recently brought the second leg of its Moneygurado Campus Series to Centro Escolar University (CEU) Manila, where more than 100 students participated in discussions on budgeting, building healthy financial habits, recognizing scams, and understanding how social media can affect spending behavior.

During the session, students openly shared how social media influences their purchases, often through personalized content and recommendations.

“Sometimes you’re just thinking about an item and it’s already there on your feed,” one student said, reflecting a common experience among her peers in navigating today’s highly personalized online environment.

Metrobank highlighted that financial challenges surrounding the highly digital lifestyle of Filipinos often stem from emotional and social influences before they become budgeting concerns.

“Money decisions are emotional before they are mathematical. They start with FOMO (fear of missing out), pakikisama, hiya, and utang na loob. Every scroll on your phone now comes with a suggestion to spend, but not every piece of content should end with a checkout button. Some should leave you financially mindful,” Metrobank shared during the session.

To help young Filipinos navigate these influences, Metrobank introduced Earnest (@earnestph), a trusted financial educator on TikTok and Instagram. Through relatable and easy-to-understand content, Earnest serves as a trusted financial guide that explains financial concepts, encourages critical thinking, and empowers users to make informed money decisions.

Earnest covers topics such as budgeting, saving, debt management, scam awareness, investing, and responsible spending, delivering practical financial lessons in formats designed for today’s social media generation.

The discussion also underscored the importance of credible financial voices in digital spaces, where financial advice is abundant but not always reliable.

“It’s important that banks are on social media because that’s where students like us are,” one participant shared, emphasizing the need for trusted institutions to meet young people where they already consume information.

Students likewise noted that financial education extends beyond the classroom, and that content from credible institutions can help them resist impulsive spending, build healthier financial habits, and make smarter long-term decisions.

As part of the program, Metrobank also introduced students to the broader Moneygurado campaign through the third episode of its Moneygurado docuseries, The Price of Hiya. Featuring historian Prof. Xiao Chua, the episode explores how cultural values and social expectations influence the way Filipinos talk about money, approach financial challenges, and make financial decisions.

The docuseries encourages more open conversations about money and reinforces that financial resilience begins with informed choices, healthy habits, and access to trustworthy financial guidance.

Through the Moneygurado Campus Series, Metrobank continues to strengthen its commitment to making financial education more accessible, practical, and relevant for today’s youth. By bringing financial learning directly to schools and reinforcing these efforts through digital platforms, the bank seeks to equip more young Filipinos with the knowledge, confidence, and habits needed to make sound financial decisions and achieve long-term financial well-being.

In today’s algorithm-driven digital landscape, developing financial awareness begins with being intentional about the content you consume—because the best way to stay in control of your finances is to train your feed before it shapes your financial behavior.