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Lifestyle, News

Masungi Georeserve is visited by Sterling Bank of Asia as part of its environmental initiative

This year, the annual Kind Heart Gives CSR project of Sterling Bank of Asia (SBA) incorporates an environmental project at Masungi Georeserve in Bara, Rizal.

The Masungi Landscape in Baras, Rizal, is the focus of the award-winning conservation initiative known as the Masungi Georeserve. The program gave 50 SBA employees the chance to take part in the reserve’s “Nurture-a-Grove” reforestation initiative.

The Sterling Bank of Asia is dedicated to fulfilling its duties to promote social and environmental responsibility.

“Sterling Bank of Asia takes part in saving the denuded forests around the reserve. It is also one of our ways to strengthen our sustainability efforts and to give back to the environment,” said Arlene Siongco, Head of Human Resources Group at Sterling Bank of Asia.

“We’d like to thank Masungi Georeserve for welcoming us. Activities such as these are necessary for the company as it is one of the ways we uphold environmental appreciation and conservation,” said Cecilio Paul San Pedro, SBA’s President and CEO.

The Masungi Georeserve project has received recognition for preserving the more than 400 species of flora and fauna as well as the 60-million-year-old limestone structures in Baras, Rizal.

To know more about this visit their website https://www.sterlingbankasia.com

Lifestyle, News

Toyota Philippines is still leading the charge to become electric

With the first stop of its nationwide “Go Electrifying with Toyota” tour taking place January 19–22 at the Activity Center of Alabang Town Center in Muntinlupa City, Toyota Motor Philippines (TMP) gave 2023 off to an electrified start.

Toyota has a large selection of HEVs to choose from and is the nation’s pioneer in electrified transportation. The Camry, Corolla Altis, Corolla Cross, and RAV4 are all current models and will all be on display during the “Go Electrified” event.

Visitors to the electrified experiential booth will also have the chance to test drive the featured HEVs and learn more from TMP’s pool of electrified vehicle experts, who are available to respond to any questions or provide clarification to the public regarding various electric car technologies, in addition to viewing the displayed vehicles. For those who actively participate in the numerous learning and immersion activities, prizes are also up for grabs.

With its current portfolio of HEV’s, TMP believes in giving its customers diverse and accessible choices in order to shift electrified vehicles while still addressing their specific mobility needs today. This step is aligned with the principle that electrified vehicles can only make a significant impact to the environment with massive adoption of various carbon-neutral vehicle technologies. Under its multi-path approach to sustainable mobility, Toyota offers various technologies around the world from HEVs to Plug-In Electric Vehicles, Battery Electric Vehicles, and Fuel Cell and Hydrogen-powered vehicles.

To find out more, go to the Go Electrified with Toyota Tour stop in Metro Manila. Soon, the trip will stop at other cities around the nation to promote carbon-neutral transportation. Visit toyota.com.ph, follow ToyotaMotorPH on Twitter, like Toyota Motor Philippines on Facebook, and join our Toyota PH Viber community to stay up to date.

Lifestyle, News

SM Supermalls is the place to hop your way to luck in 2023!

This 2023, as you celebrate Chinese New Year at your favorite SM malls nationwide, bid farewell to the roaring tiger and welcome the energetic rabbit!

SM Supermalls has planned interesting activities and events for the Year of the Water Rabbit celebrations from January 9 to January 22. Here are some special CNY deals for you to take advantage of if you’re looking for some hopping fun excursions.

Share good fortune while dining at SM

Chinese New Year will always be about gathering with family for meals and other activities. Enjoy this month’s Lucky Feast specials from participating tenants while enjoying a delightful dine-in experience at SM with the whole family.

Have a stroll at the Lucky Park

Don’t miss out on the fun of strolling around SM Supermalls’ Lucky Park. Snap a photo with the whole family at the Bunny Family Photo Spot, or take selfies at the magnificent Money Trees and the lighted rabbits. You can also read through your luck this year with the Zodiac Forecast Panels or put your A-game on at the Lucky Finds Pop-Ups in the area to win CNY exclusive deals.

Witness a Lion and Dragon Dance

Who would want to miss a signature lion dance during the Chinese New Year? At SM, lion and dragon dance performers will go around the mall to get all the lucky hanging hong baos. Catch them perform live from January 13 to 22!

Usher in good fortune this year with tips from a Feng Shui expert!

When it comes to Feng Shui, SM Supermalls knows how you can harness the positive energy that the new year brings. And with the help of Feng Shui expert, Ms. Marites Allen, you’ll surely discover what 2023 has in store for you.

Just present a minimum SM receipt worth Php 1,000 to get a chance to talk to her in person in the following malls:

  • January 14, 2PM – SM City Olongapo Central
  • January 15, 2PM – SM City San Lazaro
  • January 19, 2PM – SM City Fairview
  • January 20, 2PM – SM City Dasmariñas
  • January 20, 5PM – SM City Sta. Rosa
  • January 2 1, 2PM – SM Megamall
  • January 21, 5PM – SM City North EDSA
  • January 22, 2PM – SM City Bacoor
  • January 22, 5PM – SM Mall of Asia

Scan and win amazing prizes in this AR hunt game

Test your luck at the Lucky Rabbit Hunt in SM malls! Join this AR hunt game by opening the app on your mobile device. Hunt for the triggers, scan the area, and catch lucky rabbits all around the mall with your family and friends.

SM Supermalls wishes its customers life, serenity, and prosperity for the coming year of the water rabbit, which is 2023. So, good luck and have fun while securely and conveniently taking part in all these CNY-themed activities at your favorite SM Mall!

Visit www.smsupermalls.com or follow @smsupermalls on social media for additional updates.

Lifestyle, News

It’s a terrific start of 2023 with Toyota’s Great Deals

Bring in a brand-new, dependable Toyota as a new family member to kick off the new year in style! In all of the authorized Toyota dealers around the country, Toyota Motor Philippines has announced exceptional offers and fantastic prices for January. The best time to purchase your preferred Toyota vehicle through Pay Light, Pay Low, or Cash Savings choices is right now.

Pay Low, Pay Light, or save when you pay through cash!

Every Filipino should include improving their mobility on their list of resolutions for the coming year. Mobility gives people the freedom to roam, whether it be to increase city driving efficiency or to make the most of their rural lifestyle. Filipinos can now enjoy this independence thanks to Toyota models that are made simpler to buy.

Toyota’s Pay Low deal lets customers avail units via all-in cash out with down payment for as low as 15 percent, free one-year insurance and three-year LTO registration with no chattel mortgage at 60 months to pay. Participating models are the Vios, Corolla Altis, Rush, Innova, and Fortuner.

Witness festive Chinese New Year celebrations with the perfect family vehicle. The Innova 2.8 J Dsl M/T is available for only PHP178,650 down payment under the Pay Low deal. If your family is up for a drive out of town, treat them to a fun yet comfortable road trip with the country’s most popular SUV! Own the Fortuner 4×2 G M/T for only PHP265,500 down payment.

Worry less about monthly expenses with the Pay Light option. Get the Toyota Vios, Wigo, Corolla Altis, Avanza, Veloz, Rush, Raize, Innova, Fortuner, Hilux, or Hiace for low monthly plans at 50 percent down payment with 60 months to pay. Enjoy light payments when purchasing the all-new Veloz 1.5 G CVT at PHP13,210, Rush 1.5 E M/T at PHP10,724, and Wigo 1.0 E M/T at PHP6,256 monthly payments.

Lastly, under the Cash Savings option, customers who choose to pay in cash can get big savings for the following vehicles: save PHP50,000 when you purchase the Corolla Altis V HV and V, PHP45,000 and PHP8,500 on the Vios XLE CVT and XE CVT, respectively, PHP10,000 on all Rush variants, PHP10,000 on the Lite Ace pickup, and more!

Free Periodic Maintenance

Bringing more cheers and luck to you this year, Toyota offers Free Periodic Maintenance Service (PMS) of up to 20,000 KMS for every brand-new Vios, Corolla Altis, Raize, Avanza, Veloz, Rush, Innova, Fortuner, Hilux, and Hiace. Customers may avail the free PMS within 18 months from the release date of the vehicle.

Lite Ace fans also get an exclusive treat of a Fixed Periodic Maintenance Package of up to 40,000 KMS during the promo period. Lite Ace owners will only need to pay PHP1,999 per service until their 40,000 KM maintenance check.

Trade-in Rebate, Free 1-Year Insurance, and Toyota Vios 5-Year Warranty

This new year is all about leveling up! Toyota vehicle owners who want to upgrade their cars can avail a trade-in rebate for every closed trade-in transaction with a purchase any participating model within the promo period. Customers get PHP35,000 in rebate when they trade in their Wigo for a Vios or PHP30,000 when they trade in their Vios for the Raize G CVT. The trade-in rebate can be used as cash discount when customers purchase a participating model during the promo duration.

On top of these special deals, all variants of the Wigo and Veloz, and select variants of the Vios, Corolla Altis, Innova, Hilux, Avanza, Rush, and Fortuner purchased from authorized Toyota dealers nationwide this month are entitled to a free one-year comprehensive insurance provided by Toyota Insure. The comprehensive insurance covers 24/7 Personal Accident Insurance, passenger auto personal accident insurance, 3-year CTPL, own damage (OD), loss/theft, excess bodily injury (EBI), Property Damage (PD), acts of nature (AON), and emergency roadside assistance. Terms and conditions apply.

Brand-new owners of the Filipino-favorite vehicle, the Toyota Vios, also receive a special free five-year warranty for the G, E, and XLE variants bought from authorized Toyota dealers.

Start the year with a bang! Treat yourself and the family to a year of better mobility with a brand-new Toyota. Promo runs from January 1-31, 2023 only. Check out the full mechanics, offers and participating units here: https://toyota.com.ph/promos/greatdeals.

Follow TMP’s official pages – Toyota Motor Philippines on Facebook and Instagram, toyota.com.ph, ToyotaMotorPH on Twitter, and Toyota PH on Viber – for regular updates on products and services, dealer operations, announcements, and events.

You can view your desired Toyota model safely from a distance by visiting toyota.com.ph/showroom, where you can also choose your preferred dealership and submit a product question.

For all your Toyota needs, from car selection to auto care, maintenance, and upgrades, download the       myTOYOTA PH APP for Android and iOS.

Lifestyle, News

Mida Food, a seafood wholesaler, got a digital logistics platform with the help of Toyota Mobility Solutions PH

This customized system is meant to automate daily planning, which comprises delivery routing, loading optimization, vehicle assignment, and trip booking. For the daily management of company, TMSPH’s Logistics Platform also provides real-time delivery status tracking.

As part of the inaugural rollout of the digital platform, TMPSH has begun assisting Mida Food Distributors Inc. (Mida Food), a significant seafood importer, distributor, and processor in the Philippines, with its logistical operations. Through its retail brand, Pacific Bay, Mida Food offers high-quality frozen fish items to individuals, households, and enterprises in the food service sector.

In this initial phase of launching the digital platform, TMPSH has started supporting logistics operation of Mida Food Distributors Inc. (Mida Food), a leading seafood importer, distributor, and processor in the Philippines. Mida Food provides quality frozen seafood products for businesses in the food service industry, as well as individuals and households through its retail brand, Pacific Bay.

Through TMSPH’s Logistics Platform, Mida Food can address the limitations in its delivery operations, such as the difficulty in route planning due to various client restrictions, challenges with truck capacity vis-à-vis demand and product load, and lack of visibility in delivery status.

The Logistics Platform streamlines administration and generates the ideal route and loading plan that easily integrates the variable delivery conditions. This supports Mida Food’s goal to achieve optimal truck utilization, which is one of the considerations in lowering the delivery costs. Drivers are also equipped with a mobile application for real-time sending of delivery status updates to Mida Food.

Prior to the platform’s launch, TMSPH and Mida Food carried out a number of on-the-ground operations studies to enhance end-to-end operations, including order taking, warehouse management, and dispatch. Based on its vast expertise in manufacturing, warehouse management, logistics, and distribution in the Philippines, TMSPH utilized Toyota’s quality management concepts and efficient techniques in this process.

“TMSPH has been instrumental in modernizing the way we plan, manage, and track our goods movement during our last mile fulfilment. Their inputs, as we continue to improve our systems, have been invaluable, and together we are realizing efficiencies through their logistics platform”, said Mida Food President/Chief Operating Officer Enrique Miguel Valles. “We are thankful for TMSPH’s assistance in helping us continually add value to the products & services we offer our customers.”

This partnership is only one of the numerous initiatives that TMSPH has available to assist in creating prosperous businesses. TMSPH keeps improving its goods and services to assist Filipino entrepreneurs in expanding their businesses.

TMSPH is a corporation duly registered with the Securities and Exchange Commission with the primary purpose of providing access to mobility-related products and services for consumers and enterprises. For more information, visit https://www.toyotamobilitysolutions.ph/

Lifestyle, News

Shop for “pasalubong” at Kultura while also feeding the hungry

The Kultura at SM is the ideal location to purchase if you’re seeking for special and heartfelt presents or “pasalubong” for your loved ones this holiday season. Kultura is unquestionably your one-stop shop for all things Filipino, carrying everything from gourmet chocolates and regional coffee to eco-friendly barong, stylish Filipiniana, and handmade souvenirs.

Along with showcasing Filipino culture and talent and assisting local artists during this season of giving, using your SMAC to make purchases at Kultura will also feed the needy (SM Advantage Card).

The Hapag Movement, Globe’s technology-driven initiative to fight involuntary hunger, and SMAC, the loyalty card of retail behemoth SM, are happy to announce that they have partnered to assist put food on the tables of those in need.

Through the partnership, P50.00 will be donated to the Hapag Movement and other SM Foundation programs for every purchase of a new SMAC card.

On top of this, from December 15, 2022 to January 15, 2023, SMAC members who shop for select items at Kultura can earn up to 1,000 extra SMAC Points. Half of the extra points they earn will then be donated to Globe’s Hapag Movement.

“Now is the best time to discover local artistry, so get your shopping list ready and head to Kultura! Not only will you find unique and meaningful ‘pasalubongs’ for your loved ones, but a portion of your points will also be donated to the Hapag Movement and other SM Foundation programs – a perfect way to spread some holiday cheer and give back to those in need,” said Jay Beltran, SMAC SAVP Head of Sales and Marketing.

“Whether you’re a balikbayan who wants to bring Filipino goodies overseas or a fan of local products, Kultura is the best place to get your post-Christmas shopping going. And through our partnership with SMAC, not only will you satisfy your shopping needs but also help the hungry,” said Yoly Crisanto, Globe Group Chief Sustainability and Corporate Communications Officer.

Globe’s Hapag Movement leverages on technology and collaboration to help 100,000 families experiencing involuntary hunger through supplemental feeding and livelihood support.

The program was started by Globe to aid Filipinos who had been severely impacted by the pandemic, the repercussions of which are still being felt today. Social Weather Stations predict that 15 million Filipinos experience involuntary hunger. ​

Shoppers can discover more about the Hapag Movement by visiting smac.ph or downloading the SMAC app, as well as on the organization’s web page.

Lifestyle, News

One of BSP’s Outstanding Stakeholders in 2022 is SBA

The Banko Sentral ng Pilipinas (BSP) honored Sterling Bank of Asia (SBA), one of the top thrift banks in the nation, on November 29 at the BSP Assembly Hall at the “2022 Outstanding BSP Stakeholders Appreciation Ceremonies.”

In his letter, BSP Governor Felipe M. Medalla thanked both the public and commercial sectors for their assistance in putting effective, responsive, and calibrated policy measures into practice.

Among the nine recipients of awards from BSP’s headquarters, SBA is the only savings bank for its exceptional involvement in BSP’s Cash Service Alliance (CSA).

“We are honored to be recognized by the BSP for our strong commitment to the development and protection of the financial services industry,” said Cecilio Paul San Pedro, President and CEO of Sterling Bank of Asia. “This award is an affirmation of hard work and dedication in improving the financial well-being of our clients and every Filipino” San Pedro added.

Visit https://www.sterlingbankasia.com/ for more details.

Lifestyle, News

Francis Reyes, an entrepreneur and deaf advocate, is a TOYM finalist

One of the 21 contenders for this year’s The Outstanding Young Men (TOYM) awards is an entrepreneur who advocates for giving the Philippine Deaf Community equal opportunities and opportunities for professional progress.

The TOYM recipients were revealed at a gala event in Pasay City that was organized by the TOYM Foundation and Junior Chamber of Commerce (JCI) Philippines, the award’s sponsors. The TOYM recognized 21 contenders for this year before announcing the 10 recipients, in contrast to other iterations.

One of the finalists in the business, economics and entrepreneurship category was Francis Carl G. Reyes, founder of the Caravan Food Group Inc. (CFGI), a food and beverage company that aims to introduce new food concepts for the Philippine market as he believes that good is only as good as one’s overall experience.

Caravan Food Group carries three brands: Overdoughs, a homegrown pastry shop that offers the best selling OD Mini Chonky Cookies and other pastries like Crinkles and donuts, among others; Elait!, which offers artisanal rolled ice cream and the first rolled yogurt; and RAW Natural Juice Bar, an all natural juice that offers nutritionally designed cold-pressed juices.

Reyes’ advocacy was inspired by his experience when he was young. A deaf person assisted him while he was in a clothing store, and he was amazed by his sincere customer service. From then on, Reyes wanted to incorporate this in his food business.

This deaf inclusive advocacy is made possible through the partnership with orgnizations like De La Salle College of San Benilde – School of Deaf Education and Applied Studies and Hand & Heart.

To date, Reyes has employed 30 deaf partners and counting. The comprise more than 50 percent of the overall employee count. He always believed in their capabilities to help the company improve its service, products and food concepts.

Reyes believes in continually developing his people. Thus CFGI provides skills enhancement and leadership training programs for its employees. Soon he plans to promote his exemplary deaf partners to Team Leaders and Supervisors.

“It was one deaf guy who really showed me the epitome of customer service. I wanted to recreate the experience in this concept so I decided to hire deaf people. I wanted everyone to feel the warmth and realize how capable these deaf people are,” Reyes said.

Health Undersecretary Beverly Lorraine Ho and comics artist Manuel Luis “Manix” Abrera were among the 10 TOYM awardees.

Ho was was named TOYM in the health and medicine category along with fellow physicians Ronnie Baticulon, a pediatric neurosurgeon and Ramon Lorenzo Luis Guinto, a public health advocate.

One of the three TOYM award winners for literature, culture, and the arts was Abrera. Victor Mari Baguilat Jr., a social entrepreneur from the Cordillera, and Kristian Cordero, a writer and filmmaker from Bicol, received further awards.

Joanne Ascension Valdez, a councilor for Candon City, and Shawntel Nicole Nieto, the creator of Sustainability PH, were awarded TOYMs in the area of humanitarian civil society member volunteer leadership. Paul Gideon Lasco, a physician and medical anthropologist, and Rico Ancog, dean of the School of Environmental Science and Management at the University of the Philippines-Los Banos, completed the list of honors for education and academia.

Lifestyle, News

BE A RESPONSIBLE BORROWER AND MANAGE YOUR FINANCES WISELY

BENEFITS OF GETTING A LOAN

For many people, getting financing or a loan is mostly perceived as a burden. To us Filipinos, getting a loan is perceived to be “nakakahiya”, keeping it a secret to others.

But in developed nations, obtaining a personal loan is not only for meeting immediate needs; it also helps people build their credit worthiness (that they are able to pay their monthly installments completely and on-time). They build up their “payment history” and reputation as responsible loan borrowers in order to get more funding from more lending institutions.

Also, financing should be perceived as a “resource booster” for your business. With more cash inflow through a loan, you don’t have to dip into your savings for the cash. This enables you to manage your cash outflows through your monthly payments. If you need cash to buy for inventory or a new delivery van, you either get the money from your pocket or, get it through a loan from a financing institution and only pay monthly payments. The second option is better as it will not drastically change your cash position.

Thus, getting a loan for additional cash, working capital, or assets (e.g. vehicle) for personal or business use is not supposed to be “nakakahiya” or a burden. It should be a budget booster so you can provide a better life for your family or grow your business faster and provide better products or services to your clients.

However, you should not get a loan on a whim. Getting a loan just to acquire the latest cellphone or more cellphones, or the latest car model just to satisfy your wants will eventually become a burden if you cannot afford it. Thus, we have some tips for you to become a RESPONSIBLE BORROWER

KNOW WHAT YOUR LOAN IS FOR  

Be sure on your decision to get a loan or financing and stick to it. You need to get a loan to repair or renovate your home to make it safer for your family. You get car financing because your family is getting larger, it is safer or reliable, or is more fuel efficient. You get a loan to buy for a new delivery van because you want to expand your delivery services and save on maintenance costs. Thus, before getting a loan, you have to know why.

Do research on financing institutions. Look into their social media or website and find out how long they have been in the business. You can go to the BSP or SEC websites and find out if these financing institutions are registered. You can go to their branch or offices to inquire more. With all the scams happening now, it is always wise to know more about these institutions and if they are accredited by our government institutions.

Get organized and budget your loan payments. When you get a loan, the monthly payments will eat into your budget. Thus, you have to determine if you can still afford the loan without sacrificing much on the budget for your family’s basic needs. For your business, will this loan help generate more revenues and income for me, making that additional revenue cover for the cost of the monthly payments.

When applying for a loan, financing institutions will often ask for a CO-MAKER (a person who will also share responsibility for the loan payments). A person willing to be your CO-MAKER vouches for your character, that he/she knows you to be a responsible and trustworthy person capable of paying your loan obligations on time. You do not want to disappoint your CO-MAKER by not paying your loans as they will assume that responsibility.

Therefore, do not borrow more than what you need. You may be approved for a higher loan amount than you expected, always stick to the loan amount that you need. Also, do not apply for loan amount that you know is impossible for you to pay. Financing institutions have their credit assessment processes and will know your payment capacity.

Now that you have been approved for a loan, always pay completely and on time. By paying completely and on time, you are building you credibility or “credit-worthiness” in the financing industry. Having a good payment record enables you to gain access to more financing institutions, higher loan amounts, cheaper rates, longer loan terms, and gets you approved faster. Failing to pay for your loan will deny you these advantages and most financing institutions will know through their credit investigation process. Thus, your reputation as good borrower is on the line.

Last but not least, if at all possible, make additional payments. It will help you relieve future payments (lower amount on succeeding monthly payments) or close your loan account ahead of the time (financing institutions may give you discounts for early payments) (financing institutions may give you discounts for early payments). This will not only further improve your reputation as borrower but will also ease your financial responsibility.

To discover more about finance, visit the Radiowealth Finance Company Website, https://rfc.com.ph/ Connect with Len Rodrigo, Regional Sales Manager at [email protected] 09985903274.

Lifestyle, News

LeapOut wins prizes at the 2022 Marketing Excellence Awards

At the 2022 Marketing Excellence Awards ceremony held on December 1st at the New Coast Hotel in Manila, LeapOut proudly accepted three prizes.

The prizes are given for outstanding work in data-driven and consumer insights, B2B marketing, and e-commerce marketing (Bronze). Together with their clients, Malayan Insurance, Integrated Computer Systems, and Kultura, LeapOut was able to accomplish these goals (SM Retail).

A David-vs.-Goliath Win                                                                                                                                                                    The digital marketing agency has undoubtedly made a strong enough impression for the knowledgeable panel of judges to recognize its outstanding and promising work in the marketing industry, despite being small compared to the industry’s largest agencies and brands and being a relative newcomer to the advertising and marketing contest scene.

“Great win, team! I couldn’t be more proud. We may not have the most significant budget in our campaigns, but I’m glad you have driven far better results for our clients,” Mr. Marvin Ortiz, LeapOut’s Founder and Managing Partner, shared when asked about his comment on his agency’s first-ever win.

Mr. Ortiz also mentioned his overwhelming appreciation to the agency’s clients throughout the years. “To our clients, you rock and thank you so much for trusting us.”

The Marketing Excellence Awards celebrates, recognizes, and rewards the Philippines’ outstanding marketing campaigns. It is the premier platform for marketers to showcase their creative excellence, successful strategies, and effective delivery.

The champions for 2022 were chosen by an independent judging panel of high-caliber, senior industry experts from reputable brands.

Check out the complete list of winners here.

For more information about LeapOut’s latest win, click here.

This is a very impressive and huge jump for the organization and a testimony to the team’s abilities. We are all excited to see what else LeapOut can accomplish in the future.

“Cheers to the judges and organizers of this year’s event. Congratulations to all the winners, and see you next year!” Mr. Ortiz ended.

Since 2011, clients from a variety of industries have been receiving successful digital marketing solutions from LeapOut, a tested digital marketing business. Its staff is made up of highly qualified professionals who can quickly adjust to the rapidly evolving market trends to ensure that their clients succeed every time.