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Lifestyle

How to Change Up Your Sex Life Without Having to “Play Safe”

There aren’t many experiences that compare to having sex with your spouse when it’s done well and with caution. Yet, due to the many myths and inaccuracies surrounding the subject, many couples have a tendency to be cautious in their approach, which probably lowers the quality of their sex life.

For starters, many people are too hesitant or self-conscious to engage in more daring activities with their partner because they are unsure of what constitutes “too much” or “safe enough.”

Are dotted or glow-in-the-dark condoms safe to use? When is it okay to add sex toys and devices into the mix? Will your partner welcome the idea of using a lubricant? These are examples of often-unanswered questions that can lead to more inhibitions, which in turn cause you to play it safe for the sake of, well, being safe.

When it comes to safe sex, there’s no such thing as too safe. But that doesn’t mean you can’t make room for new ideas and experiences that can help invigorate your sex life. Here are some things you can do to switch it up in bed without crossing any lines:


Begin your list of “yeses”, “noes”, and “maybes”.

The first step to spicing things up is to identify the factors that will help pique your partner’s interest. Separately, write down two things: What you want to change and retain about your sex life, and what you’re willing and unwilling to do in bed. Use your respective lists as an opportunity to meet in the middle and decide on items that match up.

Create a joint fantasy with your partner.

Build anticipation by creating a sexual fantasy that you and your partner can get on board with. Incorporate details that will serve your needs and wants, but be receptive to their ideas as well. It doesn’t have to be a full-blown scenario; a joint fantasy can start with something as simple as agreeing on where to do it or adding something minute to an otherwise established routine.

Add or remove sensory experiences.
Sometimes, merely pleasuring the senses makes all the difference in bed. Other than giving your partner what they want to see and hear, give their sense of touch (fabrics like silk and leather), smell (aromatic scents from candles and oils), and taste (fruit-flavored condoms) a treat as well.

Explore products that can make sex more exciting.

Safe sex doesn’t mean you’re limited to what you can do during sex. In fact, there are now contraceptives that can even help heighten the pleasure a couple feels during lovemaking. PREMIERE Condoms, for one, offer different variants that can certainly elevate the experience. Here are some examples:

  • Ultra Thin
    An ultra thin condom for a more sensitive feel.
  • Dotted
    Condoms with raised pleasure dots that provide an intense experience.
  • Air
    Soft, smooth, and super thin condoms that imitate a bare-skin contact.
  • Nice & Tight
    Lubricated with SENSITIGHTR that helps create a tightening effect on women.
  • Cruise Control
    Condoms with a special additive to help prolong performance.
  • Glow
    Glow-in-the-dark condoms to light up your night.
  • Earthquake
    Features a vibrating O-ring for an “earth-shattering” experience.
  • Cool Watermelon
    Condoms that give a fresh watermelon taste

A product like EZ Lubricating Jelly, a water-based, condom-friendly lubricant that imparts the sensation of natural lubrication, is another suggestion that may be made. You can also browse for intimacy-related toys, gadgets, and other items that will go well with your shared desires.

Whatever you two decide to do, put safety and enjoyment first. It only takes one conversation to decide how you want the situation to develop from here. You might even share this information with your partner!

Lifestyle

Choosing to give a voice amidst the silence

Teaching is more than just a job or a career; it is also a vocation and a life purpose.

Millions of Filipino instructors who act as pupils’ second mothers are proof of this day and night. Rosalie Macaspac, a former SM scholar who decided to work in special education, is one of them (SPED).

Life’s work

It’s a less common path to choose to become a teacher, and especially to take SPED. Only 4,000 of the more than 800,000 public school teachers are in SPED, and Rosalie is one of the few who chose the path. The SM scholar alumna has made it her life’s work to instruct SPED pupils for the past 21 years. She spoke out for the rights of deaf students because she wanted to empower and give special kids a voice.

She obtained doctoral degrees in special education and Filipino sign language at the Philippine National University and De La Salle-College of Saint Benilde, respectively, with a great deal of commitment and drive to have the necessary skills for her students.

She is currently a teacher at the only government-run school for the deaf in the nation, the Philippine School for the Deaf in Pasay. She oversaw the deaf students’ training program for numeracy skills here.

Embedding grit, greatness

Her journey to becoming an educator was not easy. Her parents separated when she was three years old, and her mother became the breadwinner.

“In the early years of my life as a three year old, awareness of how hard life is became a part of my growing up. I grew up with a mindset that whatever happens, I will not abandon my studies. Sensing my determination, my mother earned a living by washing and ironing clothes of our neighbors. I came to realize my mom had to wash and press thousands and thousands of clothes so I could finish my studies. But I did not pity myself. Instead, I kept a strong determination to battle on and promised my mother that she will not grow old and die as a laundry woman,” she said.

The weight on their shoulder became heavier when her mother became bedridden for half a year. Instead of slowing her down, it did the opposite. She continued her studies with much determination. With the help of her uncle, the Missionaries of Charity, and the puto bigas she sold, they could get by.

She finished primary school with good grades, and was a consistent honor student in high school, despite having one centavo allowance and rice and coffee as meals. With good standing, she had her mind set on her next goal: going to college.

“Giving up or surrendering wasn’t in my vocabulary. The strong heart of my mother was passed on to me as she was my inspiration to strive to get us out of the predicament we were in,” she stressed.

“When I was in fourth year high school, I was deep in thought of what to do to support my college education.  Then, God in all His goodness, stepped in again. The Guidance Office in our school announced that the SM Foundation was offering scholarships for qualified students. I knew at that very moment that He was with me. All I had to do is to apply for the scholarship,” she recalled.

She vividly remembers sending her SM College Scholarship program application at the Customer Service of the SM in Quiapo and how she learned on May 9, 1995 that she would be interviewed for the scholarship in room 214 of the MSE Bldg. The three-digit number has since become unforgettable for her. By June 1995, Macaspac was among the SM scholars who had started their college education under the scholarship program.

According to her, the scholarship helped her become a well-rounded individual. It was the key to the realization of her dreams and paved the way to success. The activities provided by SM Foundation, such as the scholars’ assembly, the orientation, leadership training, sports fest and annual retreat, were very memorable for her.

“Looking back, the retreats, monthly meetings and being able to work in SM as an employee, followed up by our project director boosted my self-esteem and opened my world to service,” she said.

Before teaching, she first worked as a Merchandise and Planning Control-Clerk at the SM Head Office, which was then located in Calle Echague, Manila. She was hired immediately after college.

Working in DepEd has always been her dream, and she is proud of where she is today: “Since day one of my college days, I aimed to be a public-school teacher. I am happy with my work now as a High School Teacher for Deaf learners. I am so privileged that I am in this community and my heart is entwined with my students.” 

“I am not ashamed to tell my colleagues that I had a humble beginning and I thank SM Foundation for putting me where I am now. I owe these blessings to SM, Henry “Tatang” Sy, SM Foundation, Ma’am Nilda Bernaldez, and my fellow SM-Scholars, most especially, my mother. They are all the instruments to why I chose to give back to a special community and dedicate my life to being an effective SPED teacher.”

Lifestyle

A bright life is enjoyed by the former flower farmer’s daughter thanks to the SM Scholarship award

The basis of a life well lived is stability. People may grow, explore other areas of life, and contribute to the well-being of the community when their basic needs are met.

Young people who want to succeed seize the opportunity to stand on firm ground, especially those from low-income households. They use it as a place where they can plant the seeds of their hopes and dreams.

Jonnah Jane Sacamay, a former SM scholar who grew in an environment where stability seemed to be unknown territory, is one example of this. Back in the day, flower cultivation was the main source of income for Jonnah’s family. This forced them to tread carefully because the market for flowers fluctuate seasonally, and they were often impacted by unusual weather changes.

But while they had journeyed through life with uncertainty, they had always planted in her mind the power of education.

“Given that the nature of farming is very seasonal, our income is not stable. Aside from augmenting our daily needs, we also had to ensure that my education is secured,” Jonnah recalled. 

Holding on to the power of education

And so, to help her family, she studied hard in grade school as soon as she learned about others who had the opportunity to pursue college through the SM College Scholarship Program. With her whole heart dedicated to learning and her eyes set on the SM scholarship, she finished high school as the class valedictorian. Once the forms were available, she immediately processed her application at the SM Store in Cebu.

“I was informed that I got accepted as an SM Scholar. From then on, a huge weight was lifted off my parents’ shoulders. I could pursue my chosen degree in my chosen university,” she added.

Through the scholarship offered by the SM group through SM Foundation, she was able to focus on the development of her skills and knowledge not only in accountancy but especially in life. She became a Magna Cum Laude graduate of BS Accountancy at the University of San Carlos.

“The SM Scholarship helped me reach my dream of becoming a CPA, and this opened doors for me, enabling me to land a job that empowered me to help my family,” she said. 

“My experience in retail has given me wide knowledge in different areas. With this, I always make sure that my family makes informed decisions in all aspects of life. One thing that has become a tradition among SM Cebu scholars during my time was to have an outreach program. In our own way, we were able to pay forward the help that we received from SM. It was a fulfilling experience that we could share our blessings in our own little way,” she added.

Jonnah currently serves as a Senior Accounting Manager at the SM Store, Cebu. Aside from financial security, she currently takes care of her parents’ medical expenses and lets them enjoy vibrant life experiences after retiring as flower farmers.

“Having a degree enabled me and my family to experience more in life. It paved the way for me to secure a stable job, which allowed me to travel, treat my family to a nice meal, take them shopping on special occasions, and most importantly, support my parents and their medical expenses. Aside from providing me with a scholarship grant, working in SM has provided a sense of security for me and my family,” she shared.

Opening doors to more

SM Foundation made it its goal to help create an environment where low-income families can thrive and achieve stability, just like how the SM College Scholarship Program paved ways for Jonnah and her family.[

The application period is open from February 1 to March 31, 2023, for the academic year 2023–2024. The chosen scholars may choose to focus on accounting, information technology, engineering, or education, and they will receive a monthly stipend that includes enrichment activities in addition to their full tuition.

Visit https://www.sm-foundation.org/what_we_do/college-scholarship-program for additional details on the SM College Scholarship program.


Lifestyle, News

Earth Hour 2023 will be supported by SM Supermalls and SM Cares

As the company reaffirms its dedication to environmental stewardship, SM Supermalls and its corporate social responsibility arm SM Cares will join the rest of the world in honoring Earth Hour on March 25.

The theme of this year’s Earth Hour is “creating the Biggest Hour for Earth,” and individuals who wish to take part in the worldwide event are urged to do more than simply turn off their lights for one hour.

Ever since the inaugural Earth Hour event took place in the Philippines in 2008, SM Supermalls has backed the WWF and the organization. Customers, renters, and staff at SM malls across the country are once again urged to “Give an Hour for Earth” as SM Supermalls participates in the annual World Lights Turn Down on March 25 from 8:30 PM to 9:30 PM.

This day also marks the start of the World Wildlife Fund’s Virtual Earth Hour Run, a self-paced run supported by SM Cares, to be held from March 25 to April 30, 2023. The run aligns with SM Supermalls’ bid to make “Earth Hour, Any Hour” as participants are encouraged to adopt an eco-friendly lifestyle by running and win prizes along the way. Joiners may register here and tag SM Cares and WWF as they post their stopovers at SM malls with hashtag #BiggestHourForEarth and #EarthHourVirtualRun.

Aside from these, SM Supermalls has been pushing to minimize its carbon footprint in support of the global green movement through various programs ranging from responsible energy consumption to investing in renewable energy.

For instance, more than 50 percent of the energy consumed by SM malls all over the country now come from renewable sources. In terms of solar energy usage, SM now has 12 malls equipped with energized solar panels, with SM Mall of Asia as the latest mall to receive a solar panel installation, which has a capacity of 2.003 MWp.

SM has also been recognized for exceeding compliance with RA7920 or the New Electrical Engineering Law, which regulates the practice, licensing, and registration of electrical engineers and electricians. This is proof that SM is operated and maintained only by highly qualified engineers.

SM Cares’ sustainability initiatives include the Trash-To-Cash Market and the Plastic Waste Collection program, which encourage responsible solid waste disposal among Filipinos; the annual Green Film Festival which promotes environmental awareness among students and the youth; and the International Coastal Cleanup which encourages stakeholders to do their part in keeping our seas and oceans clean.

The corporate social responsibility division of SM Supermalls, the largest mall chain in the nation and one of Southeast Asia’s top real estate developers, SM Prime Holdings, is called SM Cares. In addition to its activities on the environment, it is in charge of initiatives that support sustainability and the growth of the community, such as the Bike-Friendly SM initiative and programs for women and nursing mothers, people with disabilities, senior citizens, children, and youth.

Visit www.smsupermalls.com/smcares for more information.

Lifestyle, News

Syria and Turkey are receiving aid from the SM Foundation

On February 27, 2023, SM Foundation Inc. (SMFI) sent aid to Turkey and Syria, two countries that had recently experienced earthquakes, through the Philippine Red Cross (PRC). 200 gasoline generators were donated to PRC by SMFI on behalf of Connie Angeles, Executive Director of SM Foundation Health and Medical Programs, to provide electricity to earthquake-devastated Turkey and Syria.

Moreover, SM’s social good branch contributed Php5 million to help earthquake victims.

The assistance follows an earthquake with a 7.8 magnitude that struck southeast Turkey and northwest Syria. A magnitude 6.3 earthquake that struck southern Turkiye shortly after the catastrophe caused further casualties and damage.

To know more about SM Foundation’s social good programs, visit www.sm-foundation.org or follow its social media accounts (Facebook, Twitter, Instagram, and YouTube): @SMFoundationInc.

Lifestyle, News

This March, Toyota is offering family-friendly specials so you can get the party started!

Do you know what it signifies that summer is just around the corner? Now is the ideal time to begin making arrangements for your upcoming family vacation! Your next road trip with the family is guaranteed to be more enjoyable thanks to Toyota Motor Philippines’ March promotions.

More fun with Toyota’s flexible options

With a brand-new Innova, create fresh memories with the family. With the Pay Low option, you may purchase the 2.8 J DSL M/T model for just PHP178,650 as a down payment. Customers have the choice to use this option to buy a new car with as little as a 15% down payment, free insurance for the first year, free LTO registration for three years, and no chattel mortgage at 60 months to pay via all-in cash out.

Other models available under the Pay Low option are the Wigo 1.0 G AT at PHP101,100 downpayment, the Rush 1.5 GR-S A/T at PHP176,400, the Fortuner 4×2 G A/T at PHP274,200 and more! With Toyota, there’s sure to be a model that fits your fam.

With the Avanza, everyone can join in the fun! You can get the 1.3 J M/T variant for a monthly payment of PHP9,147 under the Pay Light option. Through this option, customers can enjoy low monthly plans with 50% downpayment at 60 months to pay.

For the families who find fun in adventure, the Hilux 4×2 J M/T is available for PHP10,662 per month under the Pay Light option, while those running a business may find the Hiace Commuter Deluxe M/T or Lite Ace 1.5 Pickup M/T the fun choice for their venture. These vehicles are available under the Pay Light option for PHP18,930 and PHP6,865 monthly, respectively.

Those who pay in cash also get a discount for every purchase of a brand-new Toyota! Save PHP50,000 for the Corolla Altis V HV and V variants under the Cash Savings option, up to PHP30,000 for the Vios, depending on the variant, and PHP20,000 for the Veloz G CVT.

Keep safe and drive on!

Ensure safe drives by regularly bringing in your vehicle for maintenance! Every purchase of a brand-new Corolla Altis, Raize, Veloz, Rush, Fortuner, and selected variants of the Vios, Avanza, Innova and Hilux are entitled to a FREE Basic Periodic Maintenance Service (PMS) during the promo period, given that they are purchased from an authorized Toyota Dealer nationwide.

Customers may avail of the free PMS package up to the 20,000KM check-up within 18 months from the release date of the vehicle.

New owners of the Lite Ace are also in for a fun treat! All variants of the Lite Ace sold and released within the promo period quality for a fixed 1,000KM to 40,00KM PMS. Customers will only need to pay PHP1,999 (VAT inclusive) per PMS until the 40,000KM check-up. This fixed PMS promo can be availed within 24 months from the release of the vehicle.

Enjoy rebates, insurance and warranty

Level up the fun when you upgrade your Toyota this month! Customers who trade in their Wigo for a Vios during the promo period will get PHP35,000 in rebate, while Vios owners who upgrade to the Raize G CVT will receive a PHP30,000 rebate. Avanza owners who will trade in their unit for a Veloz also get a PHP20,000 rebate.

The trade-in rebate can be used as cash discount or to buy accessories when you purchase the participating model during the promo duration.

Additionally, all brand-new Wigo, Veloz, and selected models of the Vios, Corolla Altis, Innova, Hilux, Avanza, Rush, and Fortuner come with a FREE one-year insurance provided by Toyota Insure. The one-year comprehensive insurance covers 24/7 personal accident, passenger auto personal accident, three-year CPTL, own damage (OD), loss/theft, excess bodily injury (EBI), property damage (PD), acts of nature (AON), and includes emergency roadside assistance.

All brand-new G, E and XLE variants of the Vios bought from authorized Toyota dealerships nationwide also have a warranty coverage of five years or 150,000KM, whichever comes first.

The fun never ends with Toyota! Promo runs from March 11-31, 2023 only. Check out the full mechanics, offers and participating models here: https://toyota.com.ph/promos/StartTheFun

DTI Fair Trade Permit No. FTEB-162931 Series of 2023

For current information on goods and services, dealer operations, announcements, and events, follow Toyota Motor Philippines’ official pages on   Facebook and Instagram, toyota.com.ph, ToyotaMotorPH on Twitter, and Toyota PH on Viber.

Visit your preferred Toyota dealership for more details on a car you’re interested in. Visit Toyota.com.ph/dealer to discover a local dealer.

For all your Toyota needs, from car selection to auto care, maintenance, and upgrades, download the myTOYOTA PH APP for Android and iOS.

Lifestyle

PCPPI presents Gold Crown Awards to deserving employees

Where it is persistently practiced, excellence flourishes. The nation’s sole manufacturer of PepsiCo products, Pepsi-Cola Products Philippines, Inc. (PCPPI), recently presented this year’s Gold Crown Awards to three deserving personnel. Employees who exhibit professional commitment in keeping with PCPPI’s ICARE Values—Integrity and Innovation, Caring and Respect, Empowerment and Excellence—are given this distinction.

Frederick D. Ong, president and chief executive officer of PCPPI, said of the honorees: “Our people continue to be at the heart of what makes us happy to be a member of PCPPI. He continued, “Jona, Lucky, and Faith are among the many talented team members that exemplify how true PCPPI Bravehearts are. The Gold Crown Awards allow us as a team to recognize the exceptional accomplishments of our employees. We are eager to develop more motivating professionals in the future. “

Visit pepsiphilippines.com for more information about PCPPI and the company’s ICARE principles.

Lifestyle

BPI provides attendees of the Art in the Park 2023 fair with numerous payment choices

You want to amass your art collection, but on a tight budget. Don’t pass up this opportunity to attend the annual Art in the Park, known as the most awaited affordable art festival in the country, which returns outdoors on March 19 at Jaime Velazquez Park in Makati City to celebrate and advocate Filipino art in its 17th year.

The Bank of the Philippine Islands (BPI) and Art in the Park 2023 have partnered once more to provide fairgoers with BPI Cards with flexible payment choices for purchasing art at the exhibit-sale, which is open for one full day starting at 10 a.m. to 10 p.m.

“BPI has been supporting Art in the Park for continuously uplifting the vibrant Filipino art scene and for providing a platform for our valuable contributors of art whose works truly merit more support and respect. It also makes art accessible to Filipinos, helping them learn more about art and Filipino artists,” said Jenny Lacerna, BPI Product and Sales Head for Unsecured Lending and Cards.

This year’s edition will feature 60 exhibit booths from galleries, art collectives, independent art spaces, and student organizations, all of which will be displaying and selling a variety of extraordinary works by known and rising artists.

One of the galleries that will be participating is Art Cube Gallery featuring Isko Andrade for special exhibits. “Art Cube Gallery has been a backbone of the Philippine contemporary art scene since it was established in 2012 for helping Filipino artists get their well-deserved spotlight,” said Lacerna. The said Gallery provides a platform for talented young artists to showcase their works before an extensive roster of art collectors, as well as help promote the careers of seasoned artists by giving art aficionados a broad access to their work in international art exhibitions. The gallery has so far mounted over 100 art exhibitions here and abroad involving award-winning and seasoned artists, as well as promising young painters and sculptors.

Francis Eugene E. Andrade, also known as Isko Andrade, is a young artist based in Bulacan who has been known for sharing his stories through his artworks that evoke a sense of nostalgia. He received several awards and citations such as Shell National Student Art Competition and Metrobank Art Design Excellence Competition. He is a graduate of fine arts with a major in visual communication at Bulacan State University.

For his show titled Intersections II, Andrade uses knots as his art subject to depict his own impression of ‘persevering’ by utilizing oil paint on canvas. Lacerna said art as an asset remains an auspicious investment as it tends to hold its value over time in contrast with other asset classes whose value has the propensity to decline sharply when the market crashes. “What’s really enticing about collecting and investing in art is that aside from having a potential lucrative return in the long-term, they can also make stunning display pieces at home,” she said.

BPI Cardholders can use their BPI credit cards to buy now and pay three months later on an exclusive Real 0% Special Installment Plan for up to six months.

The National Museum of the Philippines and its network are served by the initiatives and programs of the Museum Foundation of the Philippines, which is financed by BPI and organized by Filipino Art Events, Inc.

Follow www.facebook.com/bpi and www.facebook/artinthepark on Facebook for more details about Art in the Park and BPI’s promotional offers, or visit www.bpi.com.ph and www.artinthepark.ph.

Lifestyle, News

As it prepares for its tenth year in the Philippines, Home Credit plans to empower 10 million Filipinos

With the aim of giving more Filipinos access to credit and achieving 10 million clients by 2023, Home Credit Philippines (HCPH), the nation’s top consumer financing provider, launches its 10th anniversary celebration.

Home Credit continues to gradually expand its operations and provide consumers a full ecosystem of products and service options tailored to their unique requirements and lifestyles as the company marks ten years of service in the nation this October. As we attended the press conference, we really saw how Home Credit gives value to its customers and how genuine they are in ensuring the needs of their clients. As they’re now in their decade of serving and empowering their people, they widen their range and really give what their customers really need on a daily basis. As a consumer finance provider, they guarantee everyone that they are on their side every step of the way.

Home Credit had 9.3 million customers at the year’s end of 2022, which was a good performance. The extension of its services to many lifestyle segments and categories was a major factor in making it possible for Filipinos to live more fulfilling lives.

“Our goal of a financially empowered Philippines comes true every year, one customer at a time. In our 10 years of service in the country, we aim to empower 10 million customers by the end of 2023 and continue to serve more Filipinos in the years to come. More than delivering innovative and accessible financial services, we celebrate the relationships we have built with our stakeholders and customers over the past decade, and this we choose to continue above and beyond,” shares Home Credit Philippines’ Chief Executive Officer, David Minol.

Anything, anytime, anywhere

As a leading consumer finance provider, pioneering buy now, pay later (BNPL) services in the country, Home Credit has grown its local roots in the past decade and developed a much deeper understanding of the local market. The company has seen the need to expand its lifestyle offerings and finance solutions to better support the ever-evolving needs and demand of Filipinos in this new generation.

Over the years, Home Credit has expanded to a robust 15,000 partner stores across 75 provinces in the country and has aggressively grown its online presence through the My Home Credit App. The company has also forged partnerships with the country’s biggest brands and retailers, building a wide selection of 300+ lifestyle commodities ranging from gadgets and smartphones, appliances and furniture, to bicycles and motorcycle accessories, sports equipment, and many more.

From once to always

Since entering the country in 2013, Home Credit has empowered millions of Filipinos to access more financial solutions through its expanded range of product options.

Aside from product loans, the company also offers existing customers with good payment histories the opportunity to avail themselves of Cash Loan, which helps them to be more financially capable. To date, Home Credit has disbursed over 1.8 million Cash Loans to its customers, in which 90% of the contracts were signed digitally and 20% of the applications were processed through the My Home Credit App.

Home Credit boasts of having the fastest cash loan approval and disbursement in 1 minute – the best in the market. Customers can enjoy the flexibility of the Cash Loan offers ranging from Php 3,000 to Php 150,000 and repayment terms from six to 48 months.

Nurturing relationships, building protection

Home Credit believes that availing of its financing products is not the end of the customers’ journey but only the start of it. The company wants to further build meaningful relationships with its customers and be their ally in advocating proactive measures to keep themselves and their families safe and protected.

With this, Home Credit also offers solutions to give the best protection to its customers. They have the option to purchase a range of protection packages: Device Protection which can be upgraded with an extended warranty for accidental damage protection; Extra Care for flexibility in managing payments; Home Content to protect and cover home belongings from any unfortunate incidents; and an innovative Personal Payment Protection that offers unlimited telemedicine service, death and accident coverage, and medical reimbursement.

Serving customers, valuing communities

As the lifestyle partner of every Filipino, Home Credit remains steadfast in its mission of empowering Filipinos, Para sa Life. The company has focused on advocating financial literacy, which aligns with Home Credit’s thrust of championing environmental, social and governance (ESG).

Last year, Home Credit’s flagship financial literacy program Wais sa Home reached more than 20 million Filipinos across the country and has driven onsite financial literacy programs in various provinces, particularly in the communities of Pampanga, Iloilo, Guimaras, Capiz, Antique, and Aklan.

With 30 million sheets of paper saved from transactions overall—the equivalent of 2,000 trees saved—the corporation also pledges to contribute to a better planet. In addition, Home Credit supports equity by giving women, who make up 52% of its clientele, access to greater purchasing power.

As the market leader in the consumer financing industry, Home Credit finds strength not only in numbers but also in the solid relationships it has built with both stakeholders and customers. With its dedication to innovation, client happiness, and financial inclusion, the company, now in its tenth year in the Philippines, hopes to set a benchmark for the consumer finance sector.

The Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).   have properly licensed and overseen the financing firm Home Credit Philippines (BSP). Visit the company’s official website at www.homecredit.ph to learn more about the most recent improvements. You may also follow the company’s official profiles on FacebookInstagram, and TikTok. Consumers are urged to download the My Home Credit App from Google Play to learn more about the most recent promotions and to view the newest market updates.

More information on HCPH is available at www.homecredit.ph.

Lifestyle

The Genuine Heart of Dr. Nielsen Donato for Animals

What gets you out of bed in the morning? “, asks Dr. Nielsen Donato, a veterinarian, as he strolls through his animal sanctuary.”This doesn’t work. It’s something you’re eager about.

People typically picture veterinarians caring for domestic pets like cats and dogs when they think of them. But Doc Nielsen isn’t your typical veterinarian. He has a specialty in avian and exotic medicine and serves as the managing partner and principal surgeon at Vets In Practice (VIP), a facility that treats pets that aren’t typical.

But what really sets him apart is his unrestrained compassion for practically every form of animal, whether it is slithering, flying, galloping, or crawling.

From the age of three, Doc Nielsen developed his enthusiasm. His excitement about going to church to see the yellow chicks and ducklings being sold by vendors outside is one of his favorite childhood memories.

Nowadays, Doc Nielsen assists in managing the Laguna Wildlife Park & Rescue Center, which is located on the Pansol property owned by his family. This nonprofit organization is home to about 100 different types of farm animals and wildlife, including domestic pets that have been abused and exotic species that have been rescued from dangerous conditions and illegal trade. He takes care of the wildlife park with the assistance of his crew, which includes everything from chickens and goats to monkeys and a serval cat. The Department of Environment and Natural Resources (DENR), which aids in obtaining and bringing animals to the park, also supports it.

The veterinarian calls the park his “happy place,” which he visits as early as 5 am to see all of the animals and listen to the different sounds that envelope the whole park. “When I’m walking here in the morning or afternoon, it relaxes me. Nalilimutan ko yung mga stress, that’s why I call it my ‘haven,’” says Doc Nielsen.

Compassion project

“We support the animals with our own resources,” Doc Nielsen says as he shows the many enclosures in the park that the animals call home. He also provides them with nutritious food and medicine to keep them healthy while they’re living in the park.

He doesn’t do this alone. Apart from the staff he works with, Doc Nielsen’s family also helps. His kids, Cedric and Nina, are studying veterinary medicine, so they’re well on their way to following in their dad’s footsteps.

Giving animals a second chance

While giving a tour of the park, Doc Nielsen stops to feed and pet the animals he passes by. One of them is a bearcat (binturong), a nocturnal mammal with cat-like features that’s endemic to Palawan. Doc Nielsen explains that the bearcats were transported to the park with the help of DENR, and they are raised until they’re ready to be released back into the wild.

“I promised that if I ever breed any endemic wildlife animal in the park, my goal is to help repopulate their species and bring them back to their natural habitat,” he says. He also takes time to assess animals who might need medical attention and treat them right away to prevent infections.

It’s not always easy for Doc Nielsen to let go of animals, especially those that have been used to being around humans. Many of the monkeys, for example, lived in crowded areas and were treated as pets in their past lives. Releasing them back into the wild would be a safety risk for them because a troop of wild monkeys might hurt them.

This is why he and his staff ensure that animals like these get the care they need so they can live a long and healthy life. The wildlife sanctuary is their safe haven until they are ready to be released in a protected space.

Whether it’s at his clinic in the city or the wildlife park in Laguna, Doc Nielsen is always ready to offer his expertise and care to all types of species, no matter how scary they may seem.

“I always dreamed of being someone like [British veterinary surgeon] James Harriot. I’ve always wanted to treat dogs and cats, and farm animals as big as horses, goats, and sheep,” he said. “There weren’t exotic animals to treat yet [when I was just starting out.] Now, I’m lucky because I get to treat more exotic animals, as well as farm animals, in my clinic and the park.”